Gain Maximum Exposure and Fast Forward
Your Mortgage Business in Three EZ Steps

Einstein said, with a twinkle in his eye (knowing this was true scientifically and personally),
“Nothing happens until something moves”

Don’t wait to start the habit of noticing, even searching, for these missed opportunities that are
right under your nose (or in your trash cash, or your turn down file,…). Even friends and family
members can benefit. So, whether your turn downs’ need to buy or sell- we can deliver creative,
fast results that is win/win.

And getting set up is easy - just THREE steps:
First, choose your personal Coupon Code; maybe your initials or an acronym. We log the Code in
our office so we can track who referred the lead (and who to pay). Also, down the road, when
the buyers are ready for permanent financing we know who to bring them back to.

Second, tell your prospect who we are and what we do: We specialize in structuring real estate
transactions that help others. I heard it said best by a now retired Realtor, “Because they are
locally owned and operated, they find creative ways to assist families in similar situations get fast
results.”

Third, just fill in the card and give it to them. Or, if they call in, give them the info over the
phone: the Web site; phone number; and your Coupon Code. I would recommend you get their
address to mail the card to them as well (It’s a great way to follow up).

If you have read this far you obviously see the massive leverage this networking can give you
and this will seem unconventional to others and that’s fine. As an earlier pioneer of the fax I
encountered many in real estate who said, ‘it won’t work here’. This Card system is NOT
revolutionary- that’s not my point. Point is some will say won’t work here. But the fact is it is
working in the suite over from you. And down the street. And down in Indy.


Let's talk in a few days so you can get the Gift Cards. But dont wait to build this new habit we
have talked about (I want you to get use to cashing our referral checks). Take action Now:


IT'S EZ TO SEND A REFERRAL NOW:

Or tell your customers to mention your name and send them to these resources:


  • And we have a free report about our 'Avoid Any Foreclosure' program for those that want
    to save their home and stop foreclosure at our website  AvoidAnyForeclosure.com




We’ll talk soon.

Oh, by the way you don’t need to wait to start cranking up business. I’m sure you have some
‘suspects’ right now who are perfect for what I’ve talked about. If so, email or fax me what you
need to get the deals done.

Dedicated To Multiplying Your Income,

Scott A. FladHammer, C.P.L., P.H.P.





Real Estate Collector ©,
Notary and Retired Realtor
24 hour voice mail: 260-436-5000 x221

P.S. When we roll these programs out here in the Heartland I will need a few Realtors who want
to help (Wisconsin is already taken). If your office can handle the traffic I'd love to talk more
about it when we meet.


P.S.S.     If you’re a ‘numbers person’ like me you’ll love this example. But anyone should
consider their ROI before spending time/money on something [Return On Investment (ROI) on
this opportunity (Net Profit ÷ Total Cost=ROI]

Here’s a typical scenario: You spend a couple minutes on the phone or in your office giving
someone the Gift Card and tell them, “Let’s talk in 3 months…Here’s a local company who assists
people in similar situations…Check them out…”, and we’ll say it took you 5 minutes to do it (after
you fill in the card and some small talk).


In work mode your probably earning $125/hr so that’s $10.41 you have invested for the referral.
Conservatively, one in three of our referrals close so it’s safe you’ll have $41.67 of your time
value to return you up to $500 bucks. That’s a 933% return on your time value! And that’s not
counting commissions and the opportunity for lead generating because of this lead.

Now imagine if someone said to you, ‘Hey, here’s this investment where you can get a safe,
predictable 1000% rate of return with no out of pocket expense’, Honestly, how much would you
invest? Of course; as much as you could!

Anyway, with every contact you get, keep your eyes open to uncover the hidden money in front
of you right now. Referral money spends just as good as working for it. Start now to build your
residual, perpetual income and a satisfied legion of fans who will chant YOUR name.

So start you own perpetual money motor; pass out the Gift Cards and wait for the Law of
Averages to kick in. I’ll talk to you in a few days…
In This Report You'll Learn:
build new networks to finance
investors, renters,  private money, to
fund loans normally unable to.

Earn passive income and Bonus’
taxed at lower rates.

The 2 fastest ways to easily increase
your income up  to 87% by turning
your turn downs into treasure.
Qualifying Question:
Would you like to earn your
commission even if your listing
does NOT sell?



Then, read on and you will...
Uncover Money Others Leave On The Table
and Fill Your Pipeline With Future Business

We appreciate the support we receive from our community brokers and Realtors.
We would be delighted to work through you in assisting your clients.
You will find our program is available to a wide range of clients, buyers and sellers.

We can help buyers that have slow or no credit. We can get them into great house of their choice with
little down (but the more they put down the lower the payment will be).

Then, after building equity and their credit, they can refy into a better loan than they could have
otherwise obtained. Many times we can hold a second mortgage or offer down payment assistance
to insure the deal will happen and - YOU GET PAID WHEN THEY SIGN THE LEASE!
And your clients will love you for helping them (and tell others you helped them).
So, dont throw away those leads anymore. See our Guidelines


To find the best choice for a new home just click on, HOMES NOW AVAILABLE
We are committed to providing you accurate and timely information on current promotions, available
homes and new programs  to help you assist your customers find a new home. However, call to check
in if you have a specific timing need because we get new inventory every day that may not get thrown
up online for days.

If Your Seller has said the four letter word
"I'll just RENT it" Some houses are just unappealing, and lucky you gets the call to list it. So when it's
been on the MLS for ever and the seller calls and says, " Ya know, If we cant sell this house I may
have to rent it." Consider those the magic words. No, your not going to lose your listing - your going to
call us so that we may Lease with the option to buy, close in a week, and GET YOU PAID YOUR
COMMISSION AT CLOSING!

This is an excellent choice for the alternative to the four letter word; RENT
With our Lease with option to buy, your clients payment and maintenance are guaranteed by our
company - even if our tenant/buyer does not pay. And the caliber of the tenant/buyer must pass our
qualifications. And they want to buy - they are not renters. Over 95% of our Tenant/buyers go on to
purchase the homes in less than 18 months. We have, in turn purchased every Lease option
agreement we have entered into because the 5% of the homes we get back we are able to sell again
quickly because of our extensive buyers list.

I have put together a power point presentation that I give to Realtors. Of the ten sales agents in the
room invariably one has a client that is a perfect candidate. Let's face most Realtors do not use this
stuff and when given the option about 1 in 10 sellers say, "Yes". The presentation covers
commissions, explains the benefits, and gives you the knowledge to broach this subject with your
seller. We want to be an extension to the services you offer.









When To Consider the EZhomebuyers Program
* Listing not Selling?
* Seller Needs Debt Relief?
* Seller has no Equity?
* Seller Willing to Lease?
* Seller Doesn't need any/all cash out?
* Home Is Vacant?

Benefits to Sellers
* Save/Repair Credit
* We Make Their Payments
* A Quick Solution
* No Mangement/RentalHeadaches/No Repairs


Benefits to Listing Agent
* Quicker Sale Saves Money
* Happy Clients = Referrals
* Closing!!!


We Buy Houses That...
* Need Minor or Major Remodeling
* Offensive Odor (Cat Urine) is OK
* Unusual Homes
* Any Price Range
* Have Very Little Equity


If you are a Broker/manager and would like to see how this can increase your office numbers I can
show you quickly, one to one, or give you the Power point and outline to review on your own.
If you know already know the benefits and would allow me ten minutes at your next sales meeting to
present the 'unconventional' way of increasing sales, just call 260.436.5000 ext 222.
All commissions/referrals will be detailed in writing in advance on a case by case agreement.

What we offer cannot help everyone,
But those it does help will make you money!    So Refer a lead TODAY.











...a slow leak can drain an ocean if given enough time
A Small Hole in Your Bucket and How To Plug It

SAD TRUTH: just because your prospects have your business card now does not mean they have
it five minutes later after it falls off the counsel of their car, forget where they put it, kids chews
on it …

The other big way we have found to shrink opportunity-lost ratios is to get prospects into our
stable and build a strong fence around them (more on that in a bit). And the accompanying gift
cards do that very nicely. But these Gift Cards are more than just another way to keep your
phone number in their possession (in addition to your corporate card).  

The hidden bonus of the Gift Card is two fold:
First – nobody looses gift cards- I still have them from last Christmas. We found a high ratio of
applicants keep the Gift cards in a more accessible, safe area, much like they would cash. And,
since they always have their wallet or purse on them they can always give a friend or family
member your number.

[AUTHORS NOTE: When we probe our applicants who were turned down for a loan or refy, whether the turn
down was last week or last year, when asked who they were dealing with I can’t count how many say, ‘I can’t
remember’ or ‘his name is buried in the house papers in storage’. And in one case we reunited applicants with
their LO after being turned downed over two years prior. Even though the LO moved shop twice and was
taking maternity time off she gladly closed our then 680 mid- score, 95% LTV buyers that fell in her lap ]

The second huge benefit we found is that adding a gift, like these Gift Cards, increases prospects
response rates 50%1 .  Response rates to what you ask? Prospects are more likely to do
business and refer business to you because you helped them and gave a gift. They will naturally
want to return the favor. It’s the Law of Reciprocity.

One PPAI study found, “the results demonstrate that response rates go through the roof when
companies use interesting and meaningful gifts”.  Gifts like these Gift Cards.  Interesting because
more often than not we can do some type of creative contract to get them into a house. And,
meaningful because you took time to help them and the competition did not.


And, if the applicant shopped around even a little, they will know YOU did what others could not.
YOU had the resources; YOU took the time to refer them. YOU helped make it happen for them.
That means when they have friends & family who need a resourceful, creative broker with ‘the
slight edge’, your name will be top-of-mind. (see Example #1 showing 22% more referrals using
systems like this Gift Card)

And when you partner with us your efforts will be leveraged to elevate you from one-of-many to
expert/specialist status. The entrepreneur who can Get ‘er Done will have the best chance of
success. And our system costs nothing and only minutes (I’ll show a ROI time/value example in a
moment).

1 From a study conducted by Silver Marketing Group for Promotional Products Association International (PPAI)














Build a Strong Fence around a Loyal ‘herd’ That
Will Sing Your Praises Morning, Noon and Night

Millionaire Making Strategy: Covering these bases is what I call putting a strong ‘fence’ around
your herd. They could go elsewhere, or send their sphere of influence to another broker- but why
would they when they are satisfied and well-fed? Answer: They won’t, they’ll stay in green
pastures. And, as a diligent farmer who takes care of his herd, you can milk them. Click here to
see our qualifying guidelines for applicants.

Let me ask you this question:
Who will more likely to come back to you and send business to you? (choose one)
1. Someone you couldn’t help personally but, by you referring them to us they got their desired
results, or
2. Someone you couldn’t help and you wish them good luck and, ‘Call me in 6 months’

Ya, it’s obvious. But brokers do this one all the time (and lose thousands because of it). I see
many buyers who were told by their broker to come back later (after BK items are zeroed out,
when he’s got job time, whatever…) the buyer can’t remember the brokers name OR the company
name.

However, it never fails- when we team up to get that family a house; when they want it (NOW, like
everything they want) and they are all smiles, they’ll send friends to you like their working on
commission. This one tells another… who tell others… it’s perpetual. You end up with an army who
advertises for YOU for FREE. Like your own multi level market company.

The same with sellers or owners who are down three months payment and cant tap their equity
Don’t let callers get away. Put a hook in them and real them in later (along with some cash from
us).
If I had to sum it up I would recommend this: “Get Paid For The Ones Who Usually Get Away.”

As you can see, its perpetual networking like this that the career orientated brokers and owners
do to drive their business in any type of market condition and consistently make big money. They
set up systems and now their business systems work 24/7 so they don’t have to. Like clock-work.

And here’ where it’s get exponential; it’s not just this one client that you get closed (and
momentarily fattens the wallet). When you help others, directly or indirectly- they talk about. The
Law of Reciprocity states they feel obligated to repay those who have helped them… It’s like your
private, personal sales staff dedicated to drumming up business for you. This triggers The
Phenomenon. 2

This is the ‘stealth marketing’ that Trump did so well on the Apprentice. So in case you haven’t
picked up on the implied endorsement of these Gift Cards, note that You are giving the prospect
a 3rd party Gift Card offer [implied endorsement #1];  the 3rd party naturally sends prospect
back to you because of your relationship, both personally and business [implied endorsement #2].

2 For the uninitiated, The Phenomenon is that time when your income and success suddenly
explodes and expands exponentially; you make more progress in 12 months than in the previous
12 years. Most entrepreneurs experience it eventually. However you can deliberately and forcibly
trigger it sooner rather than later by using these ideas. Send a Referral NOW!
     ONE MORE OPPORTUNITY

We will be looking for an Realtor or brokerage company that we can work closely with.
The work will include help with financing our existing lease to own clients and the clients who
call us wanting to buy or lease to own until they can qualify.

We will to put a link to a you or your company our web site as well as a thumbnail contact
info on all our flier of homes available and your name and number on all of our home radio
ads. If you are interested please contact me.