| Renter Tips and Frequently Asked Questions |
Q. How much is the deposit?
Our deposits are $100 over the monthly rent payment. For example, if the rent is $750 the deposit will
be $850. More may be required if you have derogatory remarks on you credit. Applicants with less
than favorable credit may still qualify by doubling the deposit, paying rent in advance or paying with
our installment plan.
Q. What kinds of things do you look for on an application?
Our standards for qualifying for a home are simple and fair. They are:
Q. Is there an application fee?
Yes. The application fee is listed on the top of each application.
Q. I fall short of the guidelines, so is there anything else I can do?
Applicants with less than favorable credit may qualify by doubling the security deposit, paying rent inadvance or paying with an installment plan. Ask your Homes Pro agent which will be best.
Q. What is your policy on animals?
For any pets there is a non-refundable ‘pet fee’ of $100 per pet. For insurance reasons we cannot
allow the following pets: Akitas, Wolf Hybrids, and snakes larger than 4 foot long.
Q. How much money do we need upfront to move in?
To rent a home you’ll need the deposit (and pet deposit, if that applies to you) and first months rent
which will be pro-rated to the time you move in.
Q. What is pro-rated mean?
A rent prorating means you pay for only what you use. For example if you move into the home on the
15th of the month then your rent starts on the 15th of that month. Accordingly you are billed for only
the rest of that month.
Q. I won’t have a job when I get into town, how can I provide proof of
employment?
You need to verify your previous employment by submitting your employer check stubs with your
application and show 3 months rent payments in reserve by a bank or savings account statement.
Q. I had trouble paying my bills and I have bad credit, Can I still rent the home?
Our company specializes in helping folks with credit challenges. Even though you may have had a
bankruptcy, foreclosure, slow pays on your credit cards or other debt in the past, medical bills,
whatever - we will try to help. Like I stated above you may be asked to pay extra towards the deposit.
The key will be how much cash you have to put toward buying your new home, and how you have
handled your bills since the cause of the problem. The more cash you have, the more we can help
you. If you have very little cash and haven’t been current on most of your bills for at least the past 6
months, we probably can’t help right now.
Q. My mom is my landlord so how do I prove on-time rent history?
We can accept a letter from a family and may require proof that you have been paying. If you haven't
paid rent we may ask that your family member co-sign for you. I can tell you more after I run your
application.
Q. What if I have to break the lease early- before the end of the lease?
We have a safety net provision in the lease that allows for early termination as long a few requirement
are met. First, you need to give a 60 day notice of you intension to vacate then provide a termination
fee of a months payment.
Q. What is a credit rating and why do I need it?
Credit ratings are nothing more than an attempt to estimate your ability and willingness to repay a
loan or debt, based on your credit history. A higher credit score means lower risk. That means you
can get money cheaper. When preparing to get a home loan you can easily save thousands of dollars
by applying simple techniques we will show you.
A credit history is a record indicating your trustworthiness and ability to repay a loan.
Your loan activities are reported by your creditors to the credit bureaus, who then report your
repayment history as delinquent (negative ), regular (positive), or neutral (non-rated). No credit
bureau is allowed to evaluate your ability to repay a loan; creditors do have the privilege to rate you
privately, but they are prevented from publishing their evaluations. You must know how to read,
repair, improve your credit history – we make it EZ!
Q. How much of a rent payment do you think I can afford?
A good rule of thumb is that your household weekly gross income equal one months rent payment.
For example if you gross $600 a week and your spouse grosses $550 a week you can afford up to
$1150 a month in rent. Obviously if you have a high car payment, student loan or garnishment you
take those amounts off what you can afford in rent.
Q. What is a Lease with the Option to Buy?
A Lease with the Option to Buy is our most popular program where you lease the house and have the
Option to buy it in the future at a fixed priced. This program works well for people that have decent
credit and some cash, are not quite able to get a new loan at this time, and want to move into their
new home now. The lease term is usually for up to one year, which gives you time to fix any credit
issues or save additional money as needed.
For the Option part of the program, there is a beginning, non-refundable, option down payment that
locks in and is applied toward the purchase price. Then, each month, there is a monthly option fee in
addition to the monthly rent payment, that is also applied toward the purchase price. This is like a
savings plan to help you save money toward the purchase of the home. We will sell you the house
according to the agreed upon terms.
Since you have the option to purchase, you are not required to purchase the home, but if you choose
not to purchase it you forfeit any option money paid. This program is designed so you have the choice
to eventually purchase the home, and not just rent it, hence the word “Option”.
Q. I'm losing my house in a foreclosure - should I even call you?
Yes , and you should call us quickly. We can help but because the foreclosure clock is ticking
we will need to act fast. Call us immediately to find out how we can help you stop the
foreclosure, save and even repair your credit, and perhaps getting money that same day!
We are committed to working fast for you when facing this challenging situation. Because
once the foreclosure clock starts the only way to stop it is with quick action and cash - we
offer both. And we will deal with the bank so you will get no more harassing calls and letters.
Fill out a confidential questionnaire, click here
Q. Do you work with Realtors?
Yes. If you are currently working with a Realtor and they assist you in buying one of our
homes we will be glad to compensate them for their efforts. To assure the Realtor's
commission is protected you must notify us that you are working with a Realtor immediately
upon contacting us about a property.
Q. We have an 'Ugly' house we need to sell first -Can you help us?
Yes. We can buy ugly houses. We provide a wholesale option that would allow for a quick
close. As most banks make it cumbersome to get financing for houses in dire straights, we
opt to ask the seller to take a contract to purchase. This gives us time to do the needed
repairs.
Fill out a free home evaluation.
Coming Soon...
We are in talks now to offer all our clients valuable discounts, coupons, wholesale services,
and information on all kinds of neat activities, community events and workshop to inform and
entertain. It is our quest to set ourselves apart and provide you with the greatest value as a
way of saying, Thank You.
Our deposits are $100 over the monthly rent payment. For example, if the rent is $750 the deposit will
be $850. More may be required if you have derogatory remarks on you credit. Applicants with less
than favorable credit may still qualify by doubling the deposit, paying rent in advance or paying with
our installment plan.
Q. What kinds of things do you look for on an application?
Our standards for qualifying for a home are simple and fair. They are:
 | A favorable rental history. Any evictions on record will require a larger deposit. | |
| Be able to furnish proof of monthly income three times the monthly payment of your home. | |
| Good references from previous creditors; car or student loan, store credit card, previous landlord. | |
| No more than 2 occupants per bedroom. |
Q. Is there an application fee?
Yes. The application fee is listed on the top of each application.
Q. I fall short of the guidelines, so is there anything else I can do?
Applicants with less than favorable credit may qualify by doubling the security deposit, paying rent in
Q. What is your policy on animals?
For any pets there is a non-refundable ‘pet fee’ of $100 per pet. For insurance reasons we cannot
allow the following pets: Akitas, Wolf Hybrids, and snakes larger than 4 foot long.
Q. How much money do we need upfront to move in?
To rent a home you’ll need the deposit (and pet deposit, if that applies to you) and first months rent
which will be pro-rated to the time you move in.
Q. What is pro-rated mean?
A rent prorating means you pay for only what you use. For example if you move into the home on the
15th of the month then your rent starts on the 15th of that month. Accordingly you are billed for only
the rest of that month.
Q. I won’t have a job when I get into town, how can I provide proof of
employment?
You need to verify your previous employment by submitting your employer check stubs with your
application and show 3 months rent payments in reserve by a bank or savings account statement.
Q. I had trouble paying my bills and I have bad credit, Can I still rent the home?
Our company specializes in helping folks with credit challenges. Even though you may have had a
bankruptcy, foreclosure, slow pays on your credit cards or other debt in the past, medical bills,
whatever - we will try to help. Like I stated above you may be asked to pay extra towards the deposit.
The key will be how much cash you have to put toward buying your new home, and how you have
handled your bills since the cause of the problem. The more cash you have, the more we can help
you. If you have very little cash and haven’t been current on most of your bills for at least the past 6
months, we probably can’t help right now.
Q. My mom is my landlord so how do I prove on-time rent history?
We can accept a letter from a family and may require proof that you have been paying. If you haven't
paid rent we may ask that your family member co-sign for you. I can tell you more after I run your
application.
Q. What if I have to break the lease early- before the end of the lease?
We have a safety net provision in the lease that allows for early termination as long a few requirement
are met. First, you need to give a 60 day notice of you intension to vacate then provide a termination
fee of a months payment.
Q. What is a credit rating and why do I need it?
Credit ratings are nothing more than an attempt to estimate your ability and willingness to repay a
loan or debt, based on your credit history. A higher credit score means lower risk. That means you
can get money cheaper. When preparing to get a home loan you can easily save thousands of dollars
by applying simple techniques we will show you.
A credit history is a record indicating your trustworthiness and ability to repay a loan.
Your loan activities are reported by your creditors to the credit bureaus, who then report your
repayment history as delinquent (negative ), regular (positive), or neutral (non-rated). No credit
bureau is allowed to evaluate your ability to repay a loan; creditors do have the privilege to rate you
privately, but they are prevented from publishing their evaluations. You must know how to read,
repair, improve your credit history – we make it EZ!
Q. How much of a rent payment do you think I can afford?
A good rule of thumb is that your household weekly gross income equal one months rent payment.
For example if you gross $600 a week and your spouse grosses $550 a week you can afford up to
$1150 a month in rent. Obviously if you have a high car payment, student loan or garnishment you
take those amounts off what you can afford in rent.
Q. What is a Lease with the Option to Buy?
A Lease with the Option to Buy is our most popular program where you lease the house and have the
Option to buy it in the future at a fixed priced. This program works well for people that have decent
credit and some cash, are not quite able to get a new loan at this time, and want to move into their
new home now. The lease term is usually for up to one year, which gives you time to fix any credit
issues or save additional money as needed.
For the Option part of the program, there is a beginning, non-refundable, option down payment that
locks in and is applied toward the purchase price. Then, each month, there is a monthly option fee in
addition to the monthly rent payment, that is also applied toward the purchase price. This is like a
savings plan to help you save money toward the purchase of the home. We will sell you the house
according to the agreed upon terms.
Since you have the option to purchase, you are not required to purchase the home, but if you choose
not to purchase it you forfeit any option money paid. This program is designed so you have the choice
to eventually purchase the home, and not just rent it, hence the word “Option”.
Q. What is the rent-to-own program you told me about?
Could you explain Your No Bank Qualifying, Owner Financing Program?
Do you want to stop wasting your money on rent... or living in a house which doesn't meet
your needs.
Some people are tenants by choice. But most people would prefer to enjoy all the benefits of
owning a home if at all possible. It can be the single most important (and largest) investment
you ever make. A lot of people's personal wealth is made up mostly from equity they've built
through years of responsible home ownership. Because we believe that buying a home should
be at the top of your goal list we’ve taken a unique approach to selling houses that can help
you achieve the reward of owning your own home faster and easier than going the traditional
route. Here are the benefits you can enjoy by working with us:
You can move fast and avoid all the bank hassles
When you buy a home from us you can move in quickly and easily. Most of our properties are
available immediately. You can get into one of our homes in just a few days with our flexible
owner terms or set a date further out and still ‘lock it in’.
Because banks and mortgage lenders are picky they prefer to do only the easiest and safest
loans. Trying to please them and jumping through all their hoops can drive you nuts and
waste your time. It is especially difficult when your credit is less than perfect or your debts
seem too high to the lender. Or maybe you're self-employed or new to the area. Our owner
financing programs make buying easy.
If we decide the best option is to rent to you until we close, you'll have some breathing room
and no pressure. We can then work with you to get a favorable bank loan or help you build up
the down payment required to close with easy owner financing.
Why work directly with a creative and flexible seller?
Well, has a lender and broker told you that you can't qualify? Start enjoying all the benefits of
owning your own home the EZ way. We specialize in helping families buy a home without the
normal hassles of going through the bank qualifying process. Choose from many nice homes
in all sizes, locations and prices. You get a unique program that can help you buy a home,
without the proper financial picture or credit history to please a bank. Because our lending
criteria is vastly different from a bank we'll take into account your circumstances that may
have damages credit. Its to your advantage to be fairly evaluated.
No reason to wait because owning is now easily within your grasp?
Many tenants are willing to live somewhere that does not reflect their preferred lifestyle
because it's "temporary." Don't put up with noisy, unkempt, and sometimes frightening
neighbors. Or inefficient heating systems, poor maintenance, undesirable schools, or rising
crime. Or what about the landlord who shows up with little or no notice... even entering
your home without your knowledge? Stop living in a house that is too big or too small. Stop
‘getting by’ and spending your hard-earned money for a pile of rent receipts at years end.
Imagine, when you're in a home of your own, you’ll have more freedom and stability and
security that brings peace of mind. And let’s face it, you deserve to live better. Let us help
you improve your lifestyle now! It's the American dream. Some people will never achieve it.
But most people do not have the opportunity you have right now. Let us help you buy a nice
home sooner than you expect, apply now to get on the road home.
The first step is to get an application, don’t put this off.
Here are the 3 easy ways to get an application:
1) Applications are on the counters of all homes available
2) Call 260.436.5000 ext. 222 to have the application faxed to you
3) Download, print and return your application by clicking here: APPLY NOW
Click Here to Get a FREE Rent-to-Own Report and video about this exciting opportunity
"I like the idea of rent-to-own but what do you look for?”
Our standards for qualifying applicants for a home are fair but firm. Simply, they are:
>> A favorable rental history or good references from previous creditors.
>> Be able to furnish proof of income three times the monthly payment of your home.
>> Limit of 2 occupants per bedroom (infants excluded).
You’ll find at EZhomebuyers Buying and Selling a Home Just Got Easier!
We stake our name on it. Click here to get a FREE Rent-to-Own Report and video today!
NOTE: Applicants with less than favorable credit may qualify by doubling the deposit, paying
rent in advance or paying with our installment plan. We even offer a 'work for equity' plan.
Q. What does "Work for Equity" mean?
We manage a large inventory of homes and tenants are constantly moving in and out of our
homes. When someone moves out, they often don't leave the home in peak "move-in"
condition. These homes generally just need some TLC, like painting, cleaning or replacing the
carpets, minor cosmetic repairs, general yard work, and an overall cleaning. Before we go in
and make it ready for a new homebuyer or tenant, we may offer the home on our Work for
Equity Program, where you can save money and build equity by doing the work yourself.
We normally discount the sales price enough to cover the cost we would pay for the repairs.
Since you could do these repairs yourself without hiring a contractor, you can do it cheaper
than we could so you save money and build "equity", or value. It's a great way for a "handy
person" that doesn't mind doing some work to get into a home. If the home hasn't sold in a
few weeks, we will usually schedule our contractor to complete the repairs, and then the
discounted sales price and this program will no longer be available. Check out more on our
renovations, click here
Q. What kind of changes to the home can I make?
We want you to feel that the home is yours. You can make many improvements however, we
require that you notify us prior to any modification and obtain written permission from our
office. If modification require such you must also pay for any required local permits.
Q. How do I measure my credit rating?
Your credit rating is a composite of the information contained in your credit report plus the
information provided directly to the lender. Lenders use three types of information to
determine your credit rating:
1) The lender’s personal evaluation of your potential. Objective criteria give the lending
institution a pretty good idea of how you stack up as a credit risk. Borrowers, however, of ten
seek amounts beyond their credit limit. The lending institution leaves it up to the loan officer
to pass judgment concerning the fine points of a loan decision, based on his or her
professional interpretation of the objective data provided by the credit report scoring system
and the “20 percent rule.”
2) A credit scoring system. Banks and similar large lending institutions, such as finance
companies, savings and loan companies and credit unions, generally employ a scoring system
used to rate your credit worthiness. An example of such a scoring system is provided in this
chapter.
3) Short-term debt-to-income ratio using the 20 percent rule. Lenders will calculate what
percentage of your annual income your short-term debt represents. (Long-term debt, like a
mortgage, is not considered here.)
You are generally allowed no more short-term debt than 15 to 20 percent of your total annual
income. As you look at your credit information, you will discover weak points that stand in
need of improvement as well as positive points that can be emphasized. In addition, you will
know the amount of credit for which you qualify given your income, Net worth, credit record
and other relevant factors.
We know who we work for - we work for you.
Please remember, you, our clients are not a bother... you are the reason we are here.
Q. Can we hire an inspector to look at the house I choose?
Yes. You can have an inspection done by a professional inspector. And we also do an
inspection of each and every home before we sell them. This way there are no surprises after
closing for a piece of mind guarantee.
Q. WHAT IF THE PROPERTY TAXES GO UP?
We pay the property taxes and the Real Property Insurance. If they go up, we absorb those
increases. You will have to pay for your utilities, club membership and any association dues.
This seems fair, since you receive the benefits from those. You will also need an insurance
policy for your personal possessions.
Q. Your Program is Unique, Should I Tell Others?
Most of our clients come to us because someone cared enough about them to tell them about
us. And we all know someone who has talked about moving. Because of this we provide up to
$500 finder’s fee to anyone who refers someone to us, whether buying or selling. When we
sign, we’ll send you the CASH. EZ as that! Read more about our Cash Awards Program
Q. Do you only work with folks that have bad credit?
No, we work with home buyers that have all types of credit. If you have good credit, a steady
job, and some cash for your down payment and closing costs, purchasing your next home
from us is a piece of cake! If you can purchase a home by obtaining new financing (which we
will help you with), you also get our best price!
Our goal is to help everyone get a new home. Our on staff Realtor has access to many
different lending institutions. He will get you the best market rates available based upon your
credit and overall financial strength and condition.
Q. I was told it costs more top rent to own, Is that true?
It is always more expensive to finance something rather than paying cash for it. Whether your
talking about houses or cars, appliances or schooling. If you don't have the cash to pay for a
house the net cost of the EZhomebuyers Program is much less than renting and the benefits
will save you thousands of dollars by allowing you to get a better loan down the road than
you could get right now.
Could you explain Your No Bank Qualifying, Owner Financing Program?
Do you want to stop wasting your money on rent... or living in a house which doesn't meet
your needs.
Some people are tenants by choice. But most people would prefer to enjoy all the benefits of
owning a home if at all possible. It can be the single most important (and largest) investment
you ever make. A lot of people's personal wealth is made up mostly from equity they've built
through years of responsible home ownership. Because we believe that buying a home should
be at the top of your goal list we’ve taken a unique approach to selling houses that can help
you achieve the reward of owning your own home faster and easier than going the traditional
route. Here are the benefits you can enjoy by working with us:
You can move fast and avoid all the bank hassles
When you buy a home from us you can move in quickly and easily. Most of our properties are
available immediately. You can get into one of our homes in just a few days with our flexible
owner terms or set a date further out and still ‘lock it in’.
Because banks and mortgage lenders are picky they prefer to do only the easiest and safest
loans. Trying to please them and jumping through all their hoops can drive you nuts and
waste your time. It is especially difficult when your credit is less than perfect or your debts
seem too high to the lender. Or maybe you're self-employed or new to the area. Our owner
financing programs make buying easy.
If we decide the best option is to rent to you until we close, you'll have some breathing room
and no pressure. We can then work with you to get a favorable bank loan or help you build up
the down payment required to close with easy owner financing.
Why work directly with a creative and flexible seller?
Well, has a lender and broker told you that you can't qualify? Start enjoying all the benefits of
owning your own home the EZ way. We specialize in helping families buy a home without the
normal hassles of going through the bank qualifying process. Choose from many nice homes
in all sizes, locations and prices. You get a unique program that can help you buy a home,
without the proper financial picture or credit history to please a bank. Because our lending
criteria is vastly different from a bank we'll take into account your circumstances that may
have damages credit. Its to your advantage to be fairly evaluated.
No reason to wait because owning is now easily within your grasp?
Many tenants are willing to live somewhere that does not reflect their preferred lifestyle
because it's "temporary." Don't put up with noisy, unkempt, and sometimes frightening
neighbors. Or inefficient heating systems, poor maintenance, undesirable schools, or rising
crime. Or what about the landlord who shows up with little or no notice... even entering
your home without your knowledge? Stop living in a house that is too big or too small. Stop
‘getting by’ and spending your hard-earned money for a pile of rent receipts at years end.
Imagine, when you're in a home of your own, you’ll have more freedom and stability and
security that brings peace of mind. And let’s face it, you deserve to live better. Let us help
you improve your lifestyle now! It's the American dream. Some people will never achieve it.
But most people do not have the opportunity you have right now. Let us help you buy a nice
home sooner than you expect, apply now to get on the road home.
The first step is to get an application, don’t put this off.
Here are the 3 easy ways to get an application:
1) Applications are on the counters of all homes available
2) Call 260.436.5000 ext. 222 to have the application faxed to you
3) Download, print and return your application by clicking here: APPLY NOW
Click Here to Get a FREE Rent-to-Own Report and video about this exciting opportunity
"I like the idea of rent-to-own but what do you look for?”
Our standards for qualifying applicants for a home are fair but firm. Simply, they are:
>> A favorable rental history or good references from previous creditors.
>> Be able to furnish proof of income three times the monthly payment of your home.
>> Limit of 2 occupants per bedroom (infants excluded).
You’ll find at EZhomebuyers Buying and Selling a Home Just Got Easier!
We stake our name on it. Click here to get a FREE Rent-to-Own Report and video today!
NOTE: Applicants with less than favorable credit may qualify by doubling the deposit, paying
rent in advance or paying with our installment plan. We even offer a 'work for equity' plan.
Q. What does "Work for Equity" mean?
We manage a large inventory of homes and tenants are constantly moving in and out of our
homes. When someone moves out, they often don't leave the home in peak "move-in"
condition. These homes generally just need some TLC, like painting, cleaning or replacing the
carpets, minor cosmetic repairs, general yard work, and an overall cleaning. Before we go in
and make it ready for a new homebuyer or tenant, we may offer the home on our Work for
Equity Program, where you can save money and build equity by doing the work yourself.
We normally discount the sales price enough to cover the cost we would pay for the repairs.
Since you could do these repairs yourself without hiring a contractor, you can do it cheaper
than we could so you save money and build "equity", or value. It's a great way for a "handy
person" that doesn't mind doing some work to get into a home. If the home hasn't sold in a
few weeks, we will usually schedule our contractor to complete the repairs, and then the
discounted sales price and this program will no longer be available. Check out more on our
renovations, click here
Q. What kind of changes to the home can I make?
We want you to feel that the home is yours. You can make many improvements however, we
require that you notify us prior to any modification and obtain written permission from our
office. If modification require such you must also pay for any required local permits.
Q. How do I measure my credit rating?
Your credit rating is a composite of the information contained in your credit report plus the
information provided directly to the lender. Lenders use three types of information to
determine your credit rating:
1) The lender’s personal evaluation of your potential. Objective criteria give the lending
institution a pretty good idea of how you stack up as a credit risk. Borrowers, however, of ten
seek amounts beyond their credit limit. The lending institution leaves it up to the loan officer
to pass judgment concerning the fine points of a loan decision, based on his or her
professional interpretation of the objective data provided by the credit report scoring system
and the “20 percent rule.”
2) A credit scoring system. Banks and similar large lending institutions, such as finance
companies, savings and loan companies and credit unions, generally employ a scoring system
used to rate your credit worthiness. An example of such a scoring system is provided in this
chapter.
3) Short-term debt-to-income ratio using the 20 percent rule. Lenders will calculate what
percentage of your annual income your short-term debt represents. (Long-term debt, like a
mortgage, is not considered here.)
You are generally allowed no more short-term debt than 15 to 20 percent of your total annual
income. As you look at your credit information, you will discover weak points that stand in
need of improvement as well as positive points that can be emphasized. In addition, you will
know the amount of credit for which you qualify given your income, Net worth, credit record
and other relevant factors.
We know who we work for - we work for you.
Please remember, you, our clients are not a bother... you are the reason we are here.
Q. Can we hire an inspector to look at the house I choose?
Yes. You can have an inspection done by a professional inspector. And we also do an
inspection of each and every home before we sell them. This way there are no surprises after
closing for a piece of mind guarantee.
Q. WHAT IF THE PROPERTY TAXES GO UP?
We pay the property taxes and the Real Property Insurance. If they go up, we absorb those
increases. You will have to pay for your utilities, club membership and any association dues.
This seems fair, since you receive the benefits from those. You will also need an insurance
policy for your personal possessions.
Q. Your Program is Unique, Should I Tell Others?
Most of our clients come to us because someone cared enough about them to tell them about
us. And we all know someone who has talked about moving. Because of this we provide up to
$500 finder’s fee to anyone who refers someone to us, whether buying or selling. When we
sign, we’ll send you the CASH. EZ as that! Read more about our Cash Awards Program
Q. Do you only work with folks that have bad credit?
No, we work with home buyers that have all types of credit. If you have good credit, a steady
job, and some cash for your down payment and closing costs, purchasing your next home
from us is a piece of cake! If you can purchase a home by obtaining new financing (which we
will help you with), you also get our best price!
Our goal is to help everyone get a new home. Our on staff Realtor has access to many
different lending institutions. He will get you the best market rates available based upon your
credit and overall financial strength and condition.
Q. I was told it costs more top rent to own, Is that true?
It is always more expensive to finance something rather than paying cash for it. Whether your
talking about houses or cars, appliances or schooling. If you don't have the cash to pay for a
house the net cost of the EZhomebuyers Program is much less than renting and the benefits
will save you thousands of dollars by allowing you to get a better loan down the road than
you could get right now.
Q. "I just seen a home I love - how can I see it?"
Christine: As soon as you see home you like just call with the address of the home you would like to
see and when, (260) 436-5000 ext. 222 (leave a message after business hours).
I can usually get you inside the home the same day you call.
You can also Click here to request a showing online
Q. How quickly can I be approved for a new home?
Once you’ve seen the outside of the house and looked in all the windows, you need to contact us for
an appointment to complete an application form. You can also complete an application form on-line to
speed the process. After we receive of your application, we can usually pre-approve you by the next
business day.
And yes, we can approve you for several different properties, just in case the one your applying for is
already gone. Because our homes are nice and the rent is so fairly priced they go quickly so don't wait
to request a showing and Download your application
Christine: As soon as you see home you like just call with the address of the home you would like to
see and when, (260) 436-5000 ext. 222 (leave a message after business hours).
I can usually get you inside the home the same day you call.
You can also Click here to request a showing online
Q. How quickly can I be approved for a new home?
Once you’ve seen the outside of the house and looked in all the windows, you need to contact us for
an appointment to complete an application form. You can also complete an application form on-line to
speed the process. After we receive of your application, we can usually pre-approve you by the next
business day.
And yes, we can approve you for several different properties, just in case the one your applying for is
already gone. Because our homes are nice and the rent is so fairly priced they go quickly so don't wait
to request a showing and Download your application
Q. I'm losing my house in a foreclosure - should I even call you?
Yes , and you should call us quickly. We can help but because the foreclosure clock is ticking
we will need to act fast. Call us immediately to find out how we can help you stop the
foreclosure, save and even repair your credit, and perhaps getting money that same day!
We are committed to working fast for you when facing this challenging situation. Because
once the foreclosure clock starts the only way to stop it is with quick action and cash - we
offer both. And we will deal with the bank so you will get no more harassing calls and letters.
Fill out a confidential questionnaire, click here
Q. Do you work with Realtors?
Yes. If you are currently working with a Realtor and they assist you in buying one of our
homes we will be glad to compensate them for their efforts. To assure the Realtor's
commission is protected you must notify us that you are working with a Realtor immediately
upon contacting us about a property.
Q. We have an 'Ugly' house we need to sell first -Can you help us?
Yes. We can buy ugly houses. We provide a wholesale option that would allow for a quick
close. As most banks make it cumbersome to get financing for houses in dire straights, we
opt to ask the seller to take a contract to purchase. This gives us time to do the needed
repairs.
Fill out a free home evaluation.
Coming Soon...
We are in talks now to offer all our clients valuable discounts, coupons, wholesale services,
and information on all kinds of neat activities, community events and workshop to inform and
entertain. It is our quest to set ourselves apart and provide you with the greatest value as a
way of saying, Thank You.
| Our Revolutionary No Bank Needed - Owner Financing For Renters |
Please keep in mind we can be very flexible with our financing because the
EZhomebuyers program allows us to avoid the hassles of traditional lending regulations
EZhomebuyers program allows us to avoid the hassles of traditional lending regulations
| We would greatly appreciate you reviewing this section- your answers are probably right here. If you still have a question you can chat with an agent below or call our 24 hotline at for a free recorded message (260)436-5000. To speak with a client care specialist dial extension 222. |
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